Lords Insurance Agency Blog

As many a California insurance agent may tell you – saving money on your insurance policies is not always that difficult. You simply need to know where the discounts can be found.

           Are you paying too much for auto insurance?

A great way to save money on your insurance policies can be to switch all or most of them to a single insurance provider. To find out if you could reduce your insurance costs, call our California insurance agent now to arrange some quotes and product comparisons.

• Individuals who have experienced no collisions and received no traffic citations in the past few years may be eligible for a lower rate.
• Many insurance providers may offer a discount to drivers who complete a defensive driving course.
• Choosing a vehicle with well rated safety and security features could save you money too.

Is your home insurance rate outrageous?

• Consider adding a home alarm system and additional exterior lighting.
• Make sure you are not over-covered. You do not need to ensure the property the home is built on – just the structure and contents.
• Choosing a higher deductible could reduce your premium.

Could your health insurance premium be more reasonable?

• Are you in good health? Consider switching to a plan that uses a medical exam to establish rates.
• Look at your policy carefully – are you paying for medical benefits you do not need?

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